The importance of embracing change in your business in Spain

Income tax return in Spain and Costa Blanca

At Vives Pons & Asociados we know innovation cycles are a constant series of ripples tearing across all industries. Individually, these ripples are easy to miss but together they form a rising tide that transforms your industry before most of us know it is too late. The ripples are insidious. They start unnoticed around the edges, as free downloads, foreign websites, apps used by teens, high-end tools used by the corporate warriors. Innovation cycles start as a noise that is not crucial to your core business, but it is happening and it’s happening to your business.

Say goodbye to the status quo

You know what you’ve always done, but you may not know what needs to happen next. Efforts to preserve the status quo are merely putting your thumb in the digital disruption levee.

We have to embrace change and make new sense, from the business models we use to the technology solutions on which we design them. Like it or not, all business is now digital; the businesses that will lead tomorrow will be built on platforms that offer digital consumerization, cloud technology, mobility and data visualisation in real time.

Today a business leader needs to bet on a flexible cloud platform that scales as you grow and offers real-time mobile data, including live newsfeeds and notifications on your most important business metrics. Real-time data and precise KPIs enable you to make faster, better decisions every time (a topic I will discuss in my next post.)

More and more companies are also using cloud technology to automate their repetitive tasks. This gives them increased speed, flexibility, and efficiency and, perhaps most important of all, frees them to focus their creative energy and time on the core offerings that grow their business. Sage Live allows you to do exactly this.

Face digital disruption with cloud innovation

Built on the market-leading Salesforce engine, automates repetitive tasks, and seamlessly integrates with thousands of business apps on the Salesforce AppExchange. Every step of the way, our customer success team guides you through the process, from trying it out, to getting it up and running, to customising it to the unique needs of your business.

Vives Pons & Asociados offer you an International Integral Service. Our team is helping help you and your business in Spain and Costa Blanca for many years thanks a multidisplinary and qualified team. Trust in us for everything you need to become as an entrepreneur, to set up a business or to improve your settings in your company. Call us: 96 643 26 24 o emailing us: info@vivespons.com

Vives Pons & Asociados: Global Solutions for you and your business in Spain and Costa Blanca

Integral services, architecture, Legal and Tax in Spain and Costa Blanca

Vives Pons & Asociados is a multidisciplinary firm with more than 15 years of experience in legal and tax advisory services, as well as urban and architectural projects, building, conveyancing and Real Estate in Denia and Costa Blanca.

Since 1998 Vives Pons & Asociados has dealt with more than 5.500 clients from a variety of countries such as Spain, The United Kingdom, Germany, Holland, Norway, Denmark, France, Switzerland, Sweden, Portugal, United States, China, South Africa, Chile, Costa Rica and many more.

International Integral Services

We offer an integral service on an international scale, provided by highly qualified professionals in all areas, in the business and private client’s areas. From our offices in Denia, Vives Pons & Asociados, offers you the best service advice to support your investment, in Spain and worldwide.

You do not have to worry about anything, only to invest your time in those things which are most important to you, and for this you can count on a totally reliable team, with a full understanding and knowledge of the Spanish and the English systems, and with a wide experience in both jurisdictions.

Business law services, Accounting advise & architectural services

Our commitment with the business world allows us to offer you efficient and effective solutions, adding value to your company’s management and representing the interest of your business on every level.

In order to do this we put a great team of architects project managers, Business law Lawyers, tax advisors and accountants at your disposition who will help to prevent and solve your problems and queries derived from your business activity in an efficient and effective manner.

Our promise to provide the best quality service at Vives Pons & Asociados has helped us to gain and maintain the trust of hundreds of clients, Spanish and International.

How to keep on top of cash flow: 5 essential tips, by Vives Pons

Tips  to cash flow and set up a business in Spain and Costa Blanca

A drop in orders, a shortage of work, rising costs, slowing demand, weak margins. All these things can damage a small business. But ultimately, the only reason to board up the door and bring in the receivers is a lack of cash.

Setting up a Business in Spain and Costa Blanca

You started a business because you’re good at what you do. Many small businesses are, yet so many still fail. Tragically, many of them had plenty of customers and a strong order book, but ran out of cash, either because invoices were paid too late or the bank wouldn’t extend credit. To avoid that happening to you, follow these five tips for keeping on top of king cash.

Plan your cash flow

The worst thing for a business to do is believe it has no control over cash flow. Don’t leave it all to your customers. You can influence what jobs you take, how much you pay for materials and services and when you are paid. But you need to forecast and plan, and you need to learn to pull the right levers.

Do you know how much cash the business will have in a week, a month, three months or a year? If not, then you don’t know what sort of jobs are best to take. A big job might be more profitable – great if you have plenty of cash in the bank. But if you need cash in the next eight weeks and the job is four months long, you might be storing up trouble.

In truth, working with reliable, quick-paying clients can be better than working on big jobs, at least initially. If it means slightly slimmer profits, well, it’s better than not being able to pay yourself (or worse).

Keep bookkeeping up to date every day

Bookkeeping is a chore so easily put off, particularly if you’re the one doing most of the actual work. But if you don’t keep the books up to date, then cash flow will come back to bite you. You’ll kick yourself if you could have done something about a cash flow problem if only you’d known earlier.

Fortunately, there are tools available that take the grind out of bookkeeping and help you keep on top of it every day. Online bookkeeping software can be accessed from anywhere, so you can check and update it on your smartphone or tablet while out and about. Modern technologies mean there’s no reason to get behind with the books.

Invoice on time, get paid on time

Keeping your books up to date is the first step in making sure you get paid on time. The next is making sure you invoice as soon as you can. Software tools are now available to help small businesses automate much of the invoicing process, picking up data from purchase orders and drawing up customer details from your records.

If you’ve invoiced quickly, you can let your customers know when you expect to be paid. Some customers will run longer-than-standard payment terms, say 60 days. But there’s no reason not to remind them as soon as the invoice is overdue – or even just before it falls due. And try to persuade customers to pay by bank transfer rather than check, as it will speed up the process.

Keep the bank happy

Your bank accounts can be integrated with online bookkeeping software, making it easier to make quick cash flow decisions. Accidentally going over your overdraft limit can be a painful mistake. Being proactive will help you keep your bank onside and gain access to finances when you most need it.

Explore alternative financing options

If you know you’re going to need cash in the short term and renegotiating with the bank is out of the question, there are other forms of finance which are preferable to damaging your credit rating. Ask your customers if they’re interested in early payment discounts, as they might be looking to save money. Some clients will also offer invoice finance though a third party, while online markets will buy invoices from you and offer rapid access to cash, at a price.

Cash is the most important thing for any small business owner to master. Get it under control using these tips, and your business will be in a superb position to flourish and grow.

No matter what kind of work you do, if you want to succeed running small business you need to master the books.

Vives Pons offers you the best software for small businesses in the market. SageOne:

  • Easy to use, you don’t need to known accountancy.
  •  We include SageOne in our monthly fees.
  • You can make and email to your clients invoices and quotes.
  • Totally connected with Vives Pons.
  • Access with you mobile phone.
  • You can plan your own taxes quarterly.
  • Vives Pons help you to organize your business.

Please, ask us for a quote. We offer you good prices according to your needs. Vives Pons & Asociados offer you tax advice & tax planning.

Vives Pons & Asociados-Lawyers provides you the best Conveyance in Spain

Vives pons tax planning and conveyance in Costa Blanca

Vives Pons & Asociados has a team of specialist lawyers covering all aspects of law, focussing on either residents or international investors. We cover general and specialised areas of law, with a renowned experience in real estate, conveyanceinheritance and new business incorporations, especially in Spain and in the UK.

Property purchase package for residents and non-residents in Spain

Conveyance in Spain and Costa Blanca

Thanks to Vives Pons & Asociados, residents and non-residents Costa Blanca can get the best advice for business, property intermediation and conveyance in Spain. Actually, we provide them a very interesting property purchase package. Have a look to the conditions and included services:

Property Purchase Package

  • Preparation of a TOTAL COST estimate for the transaction, including taxes, notary and registry fees, etc.
  • Meeting with a LAWYER to explain the process and cost involved (notary and registry fees, taxes, NIE, etc.).
  • Meeting with an ACCOUNTANT to advise on fiscal obligations and the different Spanish and the Valencian Community taxes.
  • Checking for mortgage charges and outstanding utilities: land registry and building administrator searches; habitation certificates, building licences, etc.
    Checking ownership and Catastro status of the property.
  • Searching for liens, charges or encumbrances with the appropriate land registry.
    Drawing up a private contract for purchase-deposit-reservation and assistance at the signing.
  • As necessary, receipt of funds into our client account and onward transmission.
    Preparation of the title deeds and assistance with the signing at the notary’s office.
    Order and receipt of cheques for completion of the transaction.
  • Payment of taxes and registration of the title deeds with the corresponding land registry.
  • Change of title and setting up direct debits for utilities (water, electric, gas, etc.) local rates and taxes.
    Application for, and payment of, Plusvalía (local rate) tax.

Vives Pons & Asociados-lawyers: the best conveyance in Spain for your business and investment in Costa Blanca (www.vivespons.com)

Contact with Vives Pons & Asociados-Lawyers by telephone (96 643 2624) or emailing us: salvador@vivespons.com

10 questions to ask yourself before starting your own business in Spain

Start-up a business in Spain and Costa Blanca

Deciding to go off on your own is no easy feat and it shouldn’t be a decision that is made overnight. People choose to start their own small businesses for a number of reasons, often taking a huge risk in order to make their dream a reality. Afterwards you’ll have consider several points which accounting companies as Vives Pons will be able to advice offering integral services for business. But, don’t worry: one step at a time!

Because there is so much at stake, it’s important to know exactly what you’re getting in to and more importantly, if you have what it takes. We’ve compiled this list of 10 questions that every aspiring entrepreneur should ask and answer honestly before quitting their job and starting their own venture in Spain and Costa Blanca.

Do I enjoy a challenge?

As an entrepreneur, you’ll be faced with numerous challenges, many of which will be ones you’ve never had to deal with before. You need to ask yourself how you normally react when things get tough and you’re faced with trying times or situations. If challenges make you want to run in the opposite direction and avoid them at all costs, then you should think long and hard before taking the plunge. On the other hand, if they excite you and motivate you, then you’re off to a great start.

Am I a self-starter?

As we’ve mentioned in the past, part of the appeal of becoming an entrepreneur is the fact that you get to be your own boss – this can either be a blessing or a curse. When you’re running your own business, there won’t be a manager or boss telling you what to do or peering over your shoulder. You’ll be responsible for motivating yourself and getting things going, so if you’re prone to procrastination, then you’ll likely need all the help you can get.

Am I passionate about what I’m going to be doing?

Pursuing your own business dreams takes focus, hard work and long-term commitment, and the reality is, that if you’re not passionate about what you’re doing, then it’s much harder to have the right attitude. Believing in what you’re doing or offering is a great motivator and the easiest way to secure success.

How am I at handling the unknown?

When you go out on your own, you’ll be entering new territory and possibly one with which you are not very familiar. You’ll be faced with issues and decisions you may never have been faced with in the past, and this is scary for some. If you see handling the unknown as an exciting challenge and you’re good at thinking on your feet, then you’re likely to be fine as you embark on your own business journey in Spain and Costa Blanca.

Ventajas fiscales para empresas que exportan: Diferir el pago del IVA

Am I a creative problem solver?

Entrepreneurs need to be able to think out of the box, especially when it comes to finding solutions to problems. If you lack problem-solving skills and go into a blind panic whenever you’re faced with a complication, then you need to decide whether or not having your own business is really the right way to go.

Is my idea profitable?

If the first step is to believe in your business idea, then the second is to be sure that it can make you money. Any time someone starts their own business, they run the risk of it not working out, but you can be sure that they knew right from the beginning that there was a need for their service or product, hence making it likely to be profitable. Thorough research and extensive testing has to be conducted beforehand to ensure that the idea you’re on to (as well as how you end up marketing it), is in fact one that can bring home the bacon.

What is my USP (unique selling point)?

When you first enter your particular market, chances are you’ll be met by lots of competition. The key then is to differentiate yourself and your product from the rest. Having a solid marketing plan in place will help to ensure that you do that successfully and that you prove to potential customers that you can do it better than anyone out there.

Have I adequately assessed the financial risks involved?

There are of course many risks that go hand-in-hand with starting your own business, one of which is financial. You need to be as prepared as possible from a money point of view before taking the plunge and this will only be possible if you thoroughly analyse what the risks are beforehand. Having access to funds is part of it because you need to feel confident that no matter what happens, especially in the beginning stages, you will be ok financially.

Do I have a solid foundation from which to launch my business?

Many entrepreneurs start working on their own projects months before they actually quit their day jobs, so as to give themselves time to save and prepare for the journey ahead. Ensuring you have a solid foundation by the time you start your own business is vital, and this includes having a clear business plan in place, as well as adequate funding and defined business goals, to name but a few things. Only once everything is in place, should you then quit your job to become a full-time entrepreneur.

Am I ready to take full responsibility for everything?

When you’re the one at the helm of a business that usually means that the buck starts and ends with you. Basking in its success is something every entrepreneur enjoys, but with the good, comes the bad as well. This means that you’ll be taking the credit when things go right, but then you’ll also be held accountable when things go wrong. Ultimately, when you own your business, you need to be ready to shoulder responsibility across the board.

Choosing to start your own business in Costa Blanca (Spain) can be overwhelming and wonderful at the same time. It takes great planning, dedication and laying of the groundwork beforehand if a business is to succeed, so it pays to know exactly what you’re getting into before you take that brave leap. If the answers to the above questions are generally positive and enthusiastic, then you’ll know you’ll be giving yourself the best possible start to something hopefully great.

While you’re doing that, Vives Pons & Asociados accountants in SpainCosta BlancaDenia together with Sage One will be there making sure that all your online accounting and tax planning needs are taken care of.

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Vives Pons sponsoring The Benitachell Bowls Club 2015 Masters Competition

The Benitachell Bowls Club 2015 Master Competition, sponsored by Vives Pons & Asociados, came to a close after 4 excellent days of bowling with sunshine throughout. This competition is arguably the best format on the Costa Blanca with teams of five playing all four disciplines over 4 days – the first two days with singles and rinks followed by the last two days of triples and pairs.

The winners

The overall winners being “PESCADORES” WITH ALEX FISHER GAIL& HARRY CHICK,CHRIS EVANS & CLIVE ENGLISH – THE RUNNERS UP WERE-: “THE MUPPETS” WITH -: DEREK & LYNNE ELDON, YVONNE BRIDEN, MAGGIE LAWLEY & BERT McLEAN.

Grate organization of the tournement! Vives Pons & Asociados is as grateful as proud for sponsoring the Benitachell Bowls Club, an example of a fantastic group of people and fair players Thanks for all.

Services for you and your business

Remember that Vives Pons also offer a wide range of business consulting services, such as fiscal and Tax advise, start up and planning advice in Costa Blanca, Spain, accounting services, formation of limited companies, and much more.

In addition, he Vives Pons architectural studio located in Spain offers a wide range of services with our architects team, for both your personal and business needs, such as feasibility studies, elaboration of architecture projects and cost estimation, quality control, hygiene and safety reports, demolitions, renovations, extensions, document management, and much.

El leasing: una interesante forma de financiar tu empresa

El leasing: vía de financiación para pymes y empresas

De acuerdo con un informe elaborado por la consultora por la consultora Oxford Economics, en 2014 el 50,7% de las pymes europeas financió gran parte de sus inversiones a través del leasing. Ahora bien, ¿Qué es el Leasing?

Leasing: herramienta de financiación para pymes y autónomos

El leasing es una herramienta interesante que supone una vía alternativa para la financiación para las pymes. Se trata de un sistema de arrendamiento que permite el alquiler de bienes muebles e inmuebles para un negocio, bajo un contrato que prevé la opción de compra.

En los últimos años, ante la disminución del crédito generada por la crisis europea, se ha convertido en una popular herramienta de financiación para pymes, ya que permite una rápida amortización del bien adquirido.

Leasing y pymes: dos mercados unidos

De acuerdo con el informe, en 2013 el valor total de la financiación por leasing en la región alcanzó los 73.600 millones de euros, de los que el 60% correspondió a pequeñas empresas. En 2014, esta cifra se elevó a 120.900 millones de euros, que se siguen concentrando en las pymes. Por tanto, y según estas cifras, el leasing constituye la mayor fuente de financiación para las pymes.

Estos datos se suman a los ofrecidos por la Comisión Europea, que calcula que las pymes son responsables del 67% del empleo total en la Unión Europea y
de 58 céntimos de cada euro de valor añadido generado en la región. La conclusión es que con este informe se evidencia la importancia de las pymes en el crecimiento de Europa.

Vives Pons, con las pymes y los autónomos

La clave, tanto en Europa como en España, es continuar ofreciendo opciones y mejoras a los emprendedores para que hallen nuevas fórmulas y sistemas de financiación con los que consolidar su empresa, crecer y continuar ampliando sus inversiones en activos productivos.

Y es que en Vives Pons & Asociados lo tenemos muy claro. Las pymes (pequeñas y medianas empresas) son el motor de nuestra economía. Por eso ponemos a vuestra disposición nuestra formación y experiencia como asesores fiscales, laborales y contables de empresas y autónomos, porque estamos convencidos de ello. Creemos en las pymes y en su trabajo.

Si tu empresa ¡Importa!

Ventajas fiscales para empresas que importan: Diferir el pago del IVA

Ventajas fiscales para las empresas que importan: Diferir el pago del IVA

Desde el uno de enero de este año, las empresas y pymes importadoras tienen la posibilidad de diferir el pago del IVA al momento de la presentación de la autoliquidación (modelo 303), en lugar de tener que pagar el impuesto con motivo de cada despacho de la mercancía para proceder luego a su deducción, lo que implica un ahorro financiero considerable, en especial para aquellos sujetos pasivos del IVA que presenten un volumen de importaciones relevante.

Modificación de la Ley sobre el Impuesto de Valor Añadido:

Ello es posible gracias al artículo del apartado 37 dela ley 28/2014, de 27 de noviembre (por la que se modifican la ley 37/1992, de 28 de diciembre, del Impuesto sobre el Valor Añadido; la Ley 20/1991, de 7 de junio, de modificación de los aspectos fiscales del Régimen Económico Fiscal de Canarias; la Ley 38/1992, de 28 de diciembre, de Impuestos Especiales; y la Ley 16/2013, de 29 de octubre, por la que se establecen determinadas medidas en materia de fiscalidad medioambiental y se adoptan otras medidas tributarias y financieras, que literalmente dice:

“La recaudación e ingreso de las cuotas del Impuesto a la importación se efectuará en la forma que se determine reglamentariamente, donde se podrán establecer los requisitos exigibles a los sujetos pasivos, para que puedan incluir dichas cuotas en la declaración-liquidación correspondiente al período en que reciban el documento en el que conste la liquidación practicada por la Administración“.

Requisitos a cumplir: Modelo 303

La modificación es relevante y su instrumentación sencilla, pues los sujetos pasivos declararán en su modelo 303 el IVA soportado en la importación (determinado y desglosado en el DUA) y el IVA devengado como ingreso de la citada cuota (pago diferido) con un efecto neutro.

Los requisitos son de sencillo cumplimiento, pues sólo se exige que el sujeto pasivo opte por dicha opción en tiempo y forma, además de tener un periodo de autoliquidación mensual en el IVA.

El Modelo 036

Esta opción deberá ejercerse a través del correspondiente modelo 036 que, para el presente ejercicio 2015, deberá presentarse antes del 31 de enero de 2015 y tendrá efectos para el sigiente periodo de liquidación, es decir, la autoliquidación de febrero. Deviene fundamental que los sujetos pasivos informen debidamente a sus agentes de aduanas de la citada opción para agilizar los trámites.

Vives Pons & Asociados: Asesoramiento Fiscal Internacional

A modo de conclusión, desde Vives Pons & Asociados, como asesores fiscales de Pymes, autónomos y empresas, consideramos que la modificación es especialmente interesante y puede suponer un ahorro financiero relevante en el día a día de las empresas, habida cuenta de la importancia que tiene la actividad importadora para la economía española y del peso que tiene el pago del IVA.

Vives Pons & Asociados es una empresa experta en el Asesoramiento Fiscal Internacional, además de contar entre sus servicios con asesoría para la Implantación de Empresas Extranjeras en España y la implantación de Empresas Españolas en el extranjero.